If your illness or injury is caused by a third party's act or omission, Blue Cross Blue Shield of Alabama may have subrogation rights. For more information, see the "Subrogation" section of the Certificate for Group Health Benefits document, available at https://totalrewards.stryker.com/spd/2024-bcbsal-plan-benefit-booklet.pdf.

Benefits under the Blue Cross Blue Shield of Alabama PPO option are fully insured and disbursements are made pursuant to a contract between Blue Cross Blue Shield of Alabama and Stryker. Information regarding how to contact Blue Cross Blue Shield of Alabama may be found in the Certificate for Group Health Benefits document, available at https://totalrewards.stryker.com/spd/2024-bcbsal-plan-benefit-booklet.pdf.