Disability coverage

Stryker provides short-term disability (STD) and long-term disability (LTD) coverage through Unum. Disability coverage offers you income protection in case a sickness, injury, or pregnancy, leaves you unable to work.

STD benefits and employment status

Your STD benefits are based on whether you are an exempt or non-exempt employee. Generally, you are considered:

Exempt if you are not eligible for and do not receive overtime pay

Non-exempt if you are entitled to receive overtime pay

This section of the Stryker benefits summary provides an overview of your short-term and long-term disability benefits.

For more information about the STD plan, refer to the benefits booklet for exempt and non-exempt employees, available at https://totalrewards.stryker.com/spd/unum-us-short-term-disability.pdf.

For more information on the LTD plan, all eligible employees should refer to the LTD Certificate of Insurance, available at https://totalrewards.stryker.com/spd/unum-us-long-term-disability.pdf.

Together, this section of the Stryker benefits summary and the STD booklets and LTD Certificate of Insurance issued by Unum constitute the Summary Plan Description for these plans.

Employees of Stryker Puerto Rico, Inc.

For information on the LTD plan for eligible employees of Stryker Puerto Rico, Inc., refer to the LTD Certificate of Insurance, available at:

For part-time employees: https://totalrewards.stryker.com/spd/2024-ltd-pr-pt-ees.pdf.

For full-time employees: https://totalrewards.stryker.com/spd/2024-ltd-pr-ft-ees.pdf.