decorative photograph
Hearing aids
The Plan pays benefits for hearing aids required for the correction of a hearing impairment (a reduction in the ability to perceive sound that may range from slight to complete deafness). Hearing aids are electronic amplifying devices designed to bring sound more effectively into the ear. A hearing aid consists of a microphone, amplifier and receiver.
Benefits are available for a hearing aid that is purchased through a licensed audiologist, hearing aid dispenser, otolaryngologist or other authorized provider. Benefits are provided for the hearing and associated fitting charges and testing.
Benefits are also provided for certain over-the-counter hearing aids for Covered Persons age 18 and older who have mild to moderate hearing loss.
Benefits for over-the-counter hearing aids do not require any of the following:
  • A medical exam.
  • A fitting by an audiologist.
  • A written prescription.
If more than one type of hearing aid can meet your functional needs, benefits are available only for the hearing aid that meets the minimum specifications for your needs. If you purchase a hearing aid that exceeds these minimum specifications, the Plan will pay only the amount that the Plan would have paid for the hearing aid that meets the minimum specifications, and you will be responsible for paying any difference in cost.
Benefits do not include bone anchored hearing aids. Bone anchored hearing aids are a covered health service for which benefits are available under the applicable medical/surgical covered health services categories in this Medical benefits section, and only for covered members who have either of the following:
  • Craniofacial anomalies whose abnormal or absent ear canals preclude the use of a wearable hearing aid
  • Hearing loss of sufficient severity that it would not be adequately remedied by a wearable hearing aid
Benefits are limited to a single purchase (including repair/replacement) every three calendar years.